The nearest audiences to Commerce Bank span nine distinct subcategories across the top 10 neighbors — no single category dominates, and not one of the top 10 is another bank.

The shape is broad: scores run from 0.84 down to 0.78 with no sharp drop-off, and the neighbor set is a cross-kind mix rather than a cluster of financial peers. Schnucks leads at 0.84, followed by Kum & Go (0.81) and Tire Discounters (0.80). GetGo (0.80) and UDF (United Dairy Farmers) (0.79) round out the top five. By subcategory, the top 10 includes two convenience stores, one gas station, one general grocery store, one automotive parts-and-accessories retailer, one casual dining restaurant, one fast casual restaurant, one pet supplies retailer, one furniture store, and one footwear retailer. Commerce Bank's own subcategory — Banks — does not appear anywhere in the top 10; the nearest fellow bank in the full results is First Financial Bank at 0.76, outside the top 10.

The pattern is one of everyday, physical-retail proximity: grocery, fuel, convenience, auto service, and casual dining all cluster near the top, suggesting Commerce Bank's audience overlaps heavily with the consumers of routine, in-person commerce rather than with audiences of other financial institutions.

This broad, cross-category shape indicates an audience defined more by regional, everyday-errand behavior than by any single retail or financial affinity.