Two financial institutions sit at the top of Jollibee's neighbor set — Cathay Bank (0.92) and EastWest Bank (0.91) — nearly tied with the closest restaurant neighbor, Lee's Sandwiches (0.92). That cross-category pairing at the very peak of the similarity graph is the defining structural feature here.

The shape is two-peak, and the two clusters are legible: one is Asian-American food and grocery retail, the other is community banking. On the food side, H Mart (0.88) and 99 Ranch Market (0.88) anchor a grocery cluster, joined by Paris Baguette (0.86) and Quickly (0.84) in the restaurant tier. On the financial side, both banks score above 0.91, placing them structurally on par with the food neighbors rather than trailing them. L&L Hawaiian Barbecue (0.81) is the only other Fast Casual Dining entry in the top 10 — Jollibee's own subcategory — making the neighbor set predominantly cross-kind. Further out, DHL Express (0.79) and SpeeDee Oil Change & Auto Service (0.78) extend the pattern into logistics and automotive maintenance, categories with no obvious thematic link to fast casual dining, reinforcing that the audience shape here is driven by community composition rather than food category.

The top 10 reveal an audience defined less by dining habits than by a specific community footprint — one that banks, grocers, and food brands all reach through the same concentrated audience shape.