The top 10 neighbors for First Citizens Bancshares span six different subcategories — banks, casual dining, fast casual dining, grocery stores, sports teams, and athletes — with no single category dominating the set.
The shape is broad: scores run from South State Bank at 0.80 down to Alabama Power at 0.74, a narrow band with no standout spike. Only three of the ten neighbors share First Citizens' own subcategory — South State Bank (0.80), Cadence Bank (0.71), and 1st Franklin Financial (0.71) — meaning the majority of the nearest audience shapes come from outside banking entirely. IGA (0.77) and Bojangles' (0.77) sit nearly as close as the top bank neighbor, followed by Hunt Brothers Pizza (0.76), Alabama Football (0.76), and AJ McCarron (0.76). Merle Norman Cosmetics (0.76) and Belk (0.75) round out the ten. The subcategory mix — regional grocery, casual and fast casual dining, a college sports team, an athlete, a cosmetics retailer, and a department store — points to a distinctly Southern, community-embedded audience profile rather than a finance-first one.
The breadth of this neighbor set, with fellow banks holding no special proximity advantage over food and retail brands, suggests First Citizens' audience is defined more by regional and lifestyle character than by financial category affiliation.